Financial Institutions Announces Web Cast of Annual Shareholder Meeting Management Presentation

April 29, 2004

WARSAW, N.Y., April 29 /PRNewswire-FirstCall/ -- Financial Institutions, Inc. (Nasdaq: FISI), the parent company of four community banks and two financial services companies in New York State, announced today that it will web cast its 2004 annual shareholders' meeting management presentation on Wednesday, May 5, 2004 at approximately 10:00 am.

(Logo: http://www.newscom.com/cgi-bin/prnh/20030114/FISILOGO )

During the web cast presentation, Peter G. Humphrey, Chairman, President and Chief Executive Officer, will discuss Financial Institutions' financial and business performance and future strategy. The web cast will be accessible on Financial Institutions' website at http://www.fiiwarsaw.com/invest.cfm.

An archive of the web cast will be available at http://www.fiiwarsaw.com/invest.cfm for approximately 90 days. Participants will need Windows Media Player to view the web cast which can be downloaded from the Financial Institutions' website.

FII is the bank holding company parent of Wyoming County Bank, The National Bank of Geneva, Bath National Bank, and First Tier Bank and Trust. The four banks provide a wide range of consumer and commercial banking services to individuals, municipalities, and businesses through a network of 49 offices and 71 ATMs in Western and Central New York State. FII's Financial Services Group also provides diversified financial services to its customers and clients, including brokerage, trust, insurance and employee benefits and compensation consulting. More information on FII and its subsidiaries is available through the Company web site at www.fiiwarsaw.com.

SOURCE  Financial Institutions, Inc.
    -0-                             04/29/2004
    /CONTACT:  Matthew T. Murtha, Senior Vice President and Director of Sales
& Marketing of Financial Institutions, Inc., +1-585-786-1167/
    /Photo:  http://www.newscom.com/cgi-bin/prnh/20030114/FISILOGO /
    /Web site:  http://www.fiiwarsaw.comhttp://www.fiiwarsaw.com/invest.cfm /
    (FISI)

CO:  Financial Institutions, Inc.
ST:  New York
IN:  FIN
SU:  CCA

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